⚠️ High Commitment
Struggling to keep up with monthly payments?
A high Debt Service Ratio (DSR) can drain your salary, leaving you with little to no savings at the end of the month.
We help you lower your monthly burden so you can breathe easier.
⚠️ Credit Issues / Blacklist
Keep getting rejected by the banks?
Whether you are dealing with poor CCRIS/CTOS scores, late payments, Special Attention Accounts (SAA), or AKPK,
we have the expertise to navigate these hurdles and find a bank that says "Yes."
⚠️ Need Financial Restructuring
Feeling overwhelmed by multiple debts?
Stop paying high-interest rates on different credit cards and personal loans.
We provide strategic planning to consolidate your debts into one manageable account, improving your overall cash flow.
SOLUTIONS TODAY, SUCCESS TOMORROW
What services does Noktah Group provide?
Noktah Group specializes in Personal Loans, Housing Refinance (Cash Out), and Unit Trust Investment (Cash & KWSP).
We work with multiple financial institutions to recommend solutions tailored to your financial goals and eligibility.
Am I eligible to apply for a Personal Loan?
Eligibility depends on several factors, including your employment status, monthly income, existing financial commitments, and credit profile.
Our consultants will assess your situation and recommend the most suitable financing options available.
Can I apply if I have CCRIS, CTOS, or previous loan rejections?
Yes. Having CCRIS or CTOS records does not automatically mean your
application will be rejected.
We will review your financial profile and advise on suitable banks or alternative solutions based
on your circumstances.
What documents are required?
Generally, you will need:
• NRIC (Front & Back)
• Latest Salary Slips
• EPF Statement
• Bank Statements
• Employment Confirmation (if required)
Our consultant will provide the exact document checklist based on the product you are applying for.
Are there any upfront charges?
No. There are no upfront charges for our consultation and application process. Our professional service fee is only payable upon successful loan approval and fund disbursement.
If your loan is not approved, you do not pay any service fee.
How long does the application process take?
Processing time varies depending on the product and bank.
Most applications receive an initial update within a few working days once all required documents have been submitted.
Are we a money lender or a scammer?
NO! We have helped thousands of customers obtain bank loan approvals.
We are a bank loan advisor and do not provide loans from our company.
Customer reviews
Discover what our clients think about our service
"I had some severe credit issues and kept getting rejected by banks when applying for a much-needed personal loan. The team at Noktah thoroughly analyzed my CCRIS and restructured my financial profile. Thanks to their strategic planning and vast experience, my loan was finally approved! They really know how to navigate complex banking procedures."
Sarah Lee, 32
"Dulu gaji saya hampir habis bayar ansuran minimum kad kredit dan pinjaman peribadi. Lepas dapatkan konsultasi dari Noktah Marketing, mereka bantu saya buat Debt Consolidation. Komitmen bulanan saya berjaya diturunkan hampir 40%! Pasukan mereka sangat telus dan tiada caj tersembunyi. Sangat disyorkan untuk sesiapa yang ada masalah komitmen tinggi."
.
Ahmad Faizal, 38
★★★★★
★★★★★
How can I get started?
Getting started is easy. Simply contact us via WhatsApp, phone call, or email for a FREE initial consultation.
Our consultant will review your financial profile, recommend the most suitable solution, and guide you through the entire application process from start to finish.
WORKING HOURS
Monday - Friday 9:00 AM - 05:00 PM
Saturday - Sunday : Closed
ADDRESS
55, Jalan SP, Taman Sri Putra, 47000, Sungai Buloh, Selangor.
Phone : +60 14-232 5677
Email : admin@noktahgroup.my